Archive for July 3rd, 2008

My Personal Resolutions For 2008: Update

At the onset of the year, I had posted my personal resolutions for this year. It was first time I had taken some resolutions. I had promised that I will post a update, so here are my honest confessions on each personal resolution I had undertaken. This is my second step to be committed to my personal resolutions.

1. Work on my physical fitness. Not in terms of slimming, I am slim. I need to increase my physical stamina. Even small physical activity exhausts me. With my current lifestyle, where I sit through my work and during travel, I need to consciously take out time for some physical exercise. I will then go for trekking this year. 🙂
How to do this
• Have a walk everyday.
• Join a gym or weekend dance classes for regular physical activity.

Status: Failed (1/5)

. I have a small walk everyday, but it is not enough.
. I have so far not manged to join any gym or dance classes, but plan to go with my friend this weekend.

2. Save few bucks. I need to judiciously invest my money and generate wealth. I have some buying objectives such as I want to buy a house and buy a scooty for my sister, have a new laptop. I also want to have sufficient money to donate to my favorite charities and NGOs. Save money
How to do this
• Meet a financial planner and chalk out the best investment plan.
• Keep track of all personal expenses. Currently, I can not tell you how much I need to sustain myself for a month. Restrict my expenditure to minimum essential.
• Learn and dabble in stocks, funds and IPOs.

Status: Succeeded (4/5)

. I did experiment with financial planners till I found I was best planner with a trusted Asset Management Comapny (AMC) to guide.
. Though I can not completely track how much I spent (because I forget), I did reduce my personal expenses.
. I did dabble in MFs, but yet to kick off on stocks and IPOs. They will have to wait.
. And Yippe! I bought a house and got a home loan(not without difficulties, its a long story altogether). But the main deed is done!

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Visceral Observations is written by Poonam Sharma. It is licensed to her under a Creative Commons Attribution-No Derivative Works 3.0 Unported License
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